Call reports 2015
COLORADO FEDERAL SAVINGS BANK — 2015
What COLORADO FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,614,977,000 | 1,559,441,000 | 1,455,071,000 | 1,682,531,000 |
| Total loans | 576,088,000 | 636,210,000 | 432,255,000 | 489,052,000 |
| Allowance for loan losses | 3,007,000 | 2,710,000 | 2,906,000 | 3,230,000 |
| Securities available for sale | 409,796,000 | 489,640,000 | 698,133,000 | 812,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,161,737,000 | 1,175,599,000 | 1,109,991,000 | 915,626,000 |
| Interest-bearing deposits | 253,635,000 | 308,008,000 | 289,485,000 | 326,183,000 |
| Noninterest-bearing deposits | 908,102,000 | 867,591,000 | 820,506,000 | 589,443,000 |
| Equity capital | 191,255,000 | 190,840,000 | 192,853,000 | 188,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,136,000 | 18,141,000 | 27,173,000 | 36,325,000 |
| Interest expense | 1,517,000 | 2,986,000 | 4,537,000 | 6,347,000 |
| Net interest income | 7,619,000 | 15,155,000 | 22,636,000 | 29,978,000 |
| Noninterest income | -1,658,000 | 777,000 | -678,000 | 1,408,000 |
| Noninterest expense | 4,352,000 | 8,267,000 | 12,276,000 | 17,333,000 |
| Provision for loan losses | 400,000 | 392,000 | 800,000 | 1,272,000 |
| Pretax income | 918,000 | 6,982,000 | 8,581,000 | 12,480,000 |
| Income tax | 364,000 | 2,851,000 | 3,442,000 | 4,886,000 |
| Net income | 554,000 | 4,131,000 | 5,139,000 | 7,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,579,000 | 171,170,000 | 172,697,000 | 174,432,000 |
| Total capital | 171,586,000 | 173,880,000 | 175,603,000 | 177,662,000 |
| Risk-weighted assets | 571,447,000 | 617,437,000 | 565,226,000 | 671,253,000 |