Call reports 2008
FIRST PRIVATE BANK OF TEXAS — 2008
What FIRST PRIVATE BANK OF TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,975,000 | 83,661,000 | 101,071,000 | 108,641,000 |
| Total loans | 33,298,000 | 49,848,000 | 68,402,000 | 77,748,000 |
| Allowance for loan losses | 167,000 | 212,000 | 281,000 | 285,000 |
| Securities available for sale | 32,231,000 | 30,415,000 | 20,986,000 | 27,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,031,000 | 46,130,000 | 56,277,000 | 65,206,000 |
| Interest-bearing deposits | 34,768,000 | 42,288,000 | 51,882,000 | 58,853,000 |
| Noninterest-bearing deposits | 2,263,000 | 3,842,000 | 4,395,000 | 6,353,000 |
| Equity capital | 28,632,000 | 27,851,000 | 28,109,000 | 28,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,824,000 | 3,005,000 | 4,227,000 |
| Interest expense | 291,000 | 575,000 | 952,000 | 1,381,000 |
| Net interest income | 541,000 | 1,249,000 | 2,053,000 | 2,846,000 |
| Noninterest income | 0 | 0 | 3,000 | 2,000 |
| Noninterest expense | 775,000 | 1,588,000 | 2,407,000 | 3,218,000 |
| Provision for loan losses | 44,000 | 89,000 | 158,000 | 162,000 |
| Pretax income | -278,000 | -427,000 | -459,000 | -498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -278,000 | -427,000 | -459,000 | -498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,310,000 | 28,195,000 | 28,097,000 | 28,091,000 |
| Total capital | 28,477,000 | 28,407,000 | 28,378,000 | 28,376,000 |
| Risk-weighted assets | 36,817,000 | 52,574,000 | 67,688,000 | 74,383,000 |