Call reports 2026
WESTERN COMMERCE BANK — 2026
What WESTERN COMMERCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 896,865,000 | 863,536,000 |
| Total loans | 491,095,000 | 503,044,000 |
| Allowance for loan losses | 5,244,000 | 5,310,000 |
| Securities available for sale | 5,806,000 | 5,538,000 |
| Securities held to maturity | 246,112,000 | 256,923,000 |
| Trading assets | 0 | 0 |
| Total deposits | 815,198,000 | 779,501,000 |
| Interest-bearing deposits | 536,244,000 | 529,874,000 |
| Noninterest-bearing deposits | 278,954,000 | 249,627,000 |
| Equity capital | 80,414,000 | 82,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,999,000 | 24,482,000 |
| Interest expense | 874,000 | 1,760,000 |
| Net interest income | 11,125,000 | 22,722,000 |
| Noninterest income | 602,000 | 1,392,000 |
| Noninterest expense | 4,905,000 | 9,901,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 6,747,000 | 14,063,000 |
| Income tax | 0 | 0 |
| Net income | 6,747,000 | 14,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 80,469,000 | 82,461,000 |
| Total capital | 85,187,000 | 87,368,000 |
| Risk-weighted assets | 376,972,000 | 392,190,000 |