Call report 2025Q4
WESTERN COMMERCE BANK — 2025Q4
The 22 measures WESTERN COMMERCE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 866,586,000 | USD | evidence → |
| Total loans | 477,738,000 | USD | evidence → |
| Allowance for loan losses | 5,165,000 | USD | evidence → |
| Securities available for sale | 6,320,000 | USD | evidence → |
| Securities held to maturity | 248,367,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 780,251,000 | USD | evidence → |
| Interest-bearing deposits | 515,354,000 | USD | evidence → |
| Noninterest-bearing deposits | 264,897,000 | USD | evidence → |
| Equity capital | 85,373,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,818,000 | USD | evidence → |
| Interest expense | 3,779,000 | USD | evidence → |
| Net interest income | 43,039,000 | USD | evidence → |
| Noninterest income | 2,698,000 | USD | evidence → |
| Noninterest expense | 19,201,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 26,086,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 26,086,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,371,000 | USD | evidence → |
| Total capital | 89,976,000 | USD | evidence → |
| Risk-weighted assets | 367,901,000 | USD | evidence → |