Call report 2023Q4
WESTERN COMMERCE BANK — 2023Q4
The 22 measures WESTERN COMMERCE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 791,385,000 | USD | evidence → |
| Total loans | 440,276,000 | USD | evidence → |
| Allowance for loan losses | 5,322,000 | USD | evidence → |
| Securities available for sale | 682,000 | USD | evidence → |
| Securities held to maturity | 262,399,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 716,780,000 | USD | evidence → |
| Interest-bearing deposits | 437,266,000 | USD | evidence → |
| Noninterest-bearing deposits | 279,514,000 | USD | evidence → |
| Equity capital | 70,303,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,553,000 | USD | evidence → |
| Interest expense | 1,793,000 | USD | evidence → |
| Net interest income | 35,760,000 | USD | evidence → |
| Noninterest income | 2,666,000 | USD | evidence → |
| Noninterest expense | 15,090,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 22,954,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 22,954,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,305,000 | USD | evidence → |
| Total capital | 74,821,000 | USD | evidence → |
| Risk-weighted assets | 360,494,000 | USD | evidence → |