Call reports 2017
WESTERN COMMERCE BANK — 2017
What WESTERN COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 404,260,000 | 390,791,000 | 400,179,000 | 415,710,000 |
| Total loans | 170,978,000 | 170,474,000 | 185,952,000 | 196,850,000 |
| Allowance for loan losses | 2,005,000 | 2,004,000 | 1,998,000 | 2,004,000 |
| Securities available for sale | 5,365,000 | 5,353,000 | 5,338,000 | 5,305,000 |
| Securities held to maturity | 121,367,000 | 121,326,000 | 120,619,000 | 121,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,618,000 | 355,657,000 | 364,164,000 | 377,897,000 |
| Interest-bearing deposits | 221,783,000 | 214,052,000 | 220,972,000 | 228,044,000 |
| Noninterest-bearing deposits | 147,836,000 | 141,606,000 | 143,191,000 | 149,853,000 |
| Equity capital | 34,512,000 | 34,953,000 | 35,816,000 | 37,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,515,000 | 7,113,000 | 10,831,000 | 14,861,000 |
| Interest expense | 149,000 | 295,000 | 453,000 | 624,000 |
| Net interest income | 3,366,000 | 6,818,000 | 10,378,000 | 14,237,000 |
| Noninterest income | 478,000 | 949,000 | 1,115,000 | 1,650,000 |
| Noninterest expense | 2,426,000 | 4,766,000 | 7,136,000 | 9,694,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,373,000 | 2,956,000 | 4,312,000 | 6,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,373,000 | 2,956,000 | 4,312,000 | 6,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,510,000 | 34,951,000 | 35,814,000 | 37,621,000 |
| Total capital | 36,515,000 | 36,955,000 | 37,812,000 | 39,625,000 |
| Risk-weighted assets | 181,219,000 | 183,101,000 | 191,844,000 | 202,233,000 |