Call reports 2007
WESTERN COMMERCE BANK — 2007
What WESTERN COMMERCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 269,313,000 | 269,394,000 | 270,208,000 | 270,968,000 |
| Total loans | 138,707,000 | 136,875,000 | 139,447,000 | 136,226,000 |
| Allowance for loan losses | 1,911,000 | 2,043,000 | 2,086,000 | 2,162,000 |
| Securities available for sale | 6,101,000 | 6,003,000 | 5,997,000 | 6,005,000 |
| Securities held to maturity | 45,209,000 | 53,715,000 | 56,939,000 | 59,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,359,000 | 225,756,000 | 225,751,000 | 224,824,000 |
| Interest-bearing deposits | 153,984,000 | 155,470,000 | 149,535,000 | 157,083,000 |
| Noninterest-bearing deposits | 71,375,000 | 70,287,000 | 76,216,000 | 67,742,000 |
| Equity capital | 29,217,000 | 29,719,000 | 30,962,000 | 33,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,431,000 | 9,094,000 | 13,827,000 | 18,451,000 |
| Interest expense | 1,139,000 | 2,328,000 | 3,496,000 | 4,671,000 |
| Net interest income | 3,292,000 | 6,766,000 | 10,331,000 | 13,780,000 |
| Noninterest income | 559,000 | 1,115,000 | 1,607,000 | 2,556,000 |
| Noninterest expense | 2,110,000 | 4,202,000 | 6,200,000 | 8,324,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 1,675,000 | 3,547,000 | 5,540,000 | 7,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,675,000 | 3,547,000 | 5,540,000 | 7,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,217,000 | 29,718,000 | 30,962,000 | 33,217,000 |
| Total capital | 31,128,000 | 31,721,000 | 32,992,000 | 35,231,000 |
| Risk-weighted assets | 161,369,000 | 160,227,000 | 162,360,000 | 160,946,000 |
Machine access — free, no API key
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