Call reports 2006
WESTERN COMMERCE BANK — 2006
What WESTERN COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 260,592,000 | 253,557,000 | 253,456,000 | 260,987,000 |
| Total loans | 149,585,000 | 140,542,000 | 143,554,000 | 139,666,000 |
| Allowance for loan losses | 1,872,000 | 1,920,000 | 2,000,000 | 1,833,000 |
| Securities available for sale | 6,233,000 | 6,101,000 | 6,132,000 | 6,144,000 |
| Securities held to maturity | 56,516,000 | 55,079,000 | 53,040,000 | 50,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,719,000 | 212,012,000 | 207,661,000 | 214,381,000 |
| Interest-bearing deposits | 155,984,000 | 154,586,000 | 149,134,000 | 150,630,000 |
| Noninterest-bearing deposits | 62,735,000 | 57,426,000 | 58,527,000 | 63,751,000 |
| Equity capital | 29,111,000 | 29,433,000 | 30,667,000 | 31,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,357,000 | 12,712,000 | 17,137,000 |
| Interest expense | 950,000 | 1,930,000 | 2,929,000 | 4,042,000 |
| Net interest income | 3,188,000 | 6,427,000 | 9,783,000 | 13,095,000 |
| Noninterest income | 486,000 | 1,052,000 | 1,585,000 | 2,246,000 |
| Noninterest expense | 1,915,000 | 3,928,000 | 5,908,000 | 7,927,000 |
| Provision for loan losses | 99,000 | 198,000 | 297,000 | 213,000 |
| Pretax income | 1,660,000 | 3,353,000 | 5,163,000 | 7,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,660,000 | 3,353,000 | 5,163,000 | 7,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,112,000 | 29,438,000 | 30,719,000 | 31,799,000 |
| Total capital | 30,984,000 | 31,358,000 | 32,719,000 | 33,632,000 |
| Risk-weighted assets | 167,693,000 | 159,520,000 | 162,807,000 | 161,030,000 |
Machine access — free, no API key
Every figure shown here about WESTERN COMMERCE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.