Call reports 2025
STATE BANK OF TABLE ROCK — 2025
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 146,108,000 | 146,336,000 | 142,294,000 | 142,850,000 |
| Total loans | 123,184,000 | 128,333,000 | 130,720,000 | 127,642,000 |
| Allowance for loan losses | 1,246,000 | 1,338,000 | 1,354,000 | 1,361,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,826,000 | 1,826,000 | 1,826,000 | 1,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,924,000 | 115,912,000 | 111,611,000 | 112,766,000 |
| Interest-bearing deposits | 95,917,000 | 97,057,000 | 93,716,000 | 95,085,000 |
| Noninterest-bearing deposits | 20,007,000 | 18,855,000 | 17,895,000 | 17,681,000 |
| Equity capital | 12,725,000 | 13,156,000 | 13,696,000 | 13,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,486,000 | 6,770,000 | 9,014,000 |
| Interest expense | 832,000 | 1,647,000 | 2,396,000 | 3,140,000 |
| Net interest income | 1,373,000 | 2,839,000 | 4,374,000 | 5,874,000 |
| Noninterest income | 48,000 | 95,000 | 146,000 | 200,000 |
| Noninterest expense | 945,000 | 1,880,000 | 2,846,000 | 4,076,000 |
| Provision for loan losses | 0 | 94,000 | 108,000 | 118,000 |
| Pretax income | 444,000 | 922,000 | 1,518,000 | 1,840,000 |
| Income tax | 10,000 | 17,000 | 23,000 | 35,000 |
| Net income | 434,000 | 905,000 | 1,495,000 | 1,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,724,000 | 13,156,000 | 13,696,000 | 13,976,000 |
| Total capital | 14,151,000 | — | — | — |
| Risk-weighted assets | 116,943,000 | — | — | — |