Call reports 2023
STATE BANK OF TABLE ROCK — 2023
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 118,578,000 | 121,947,000 | 125,389,000 | 131,053,000 |
| Total loans | 96,178,000 | 101,604,000 | 104,790,000 | 112,838,000 |
| Allowance for loan losses | 965,000 | 1,008,000 | 1,026,000 | 1,087,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,575,000 | 2,575,000 | 2,575,000 | 2,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,480,000 | 90,540,000 | 95,247,000 | 90,159,000 |
| Interest-bearing deposits | 68,333,000 | 71,926,000 | 75,393,000 | 72,038,000 |
| Noninterest-bearing deposits | 21,147,000 | 18,614,000 | 19,854,000 | 18,121,000 |
| Equity capital | 10,935,000 | 11,202,000 | 11,461,000 | 11,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,997,000 | 4,700,000 | 6,528,000 |
| Interest expense | 256,000 | 607,000 | 1,031,000 | 1,559,000 |
| Net interest income | 1,147,000 | 2,390,000 | 3,669,000 | 4,969,000 |
| Noninterest income | 59,000 | 128,000 | 183,000 | 246,000 |
| Noninterest expense | 752,000 | 1,610,000 | 2,465,000 | 3,619,000 |
| Provision for loan losses | 0 | 42,000 | 61,000 | 126,000 |
| Pretax income | 457,000 | 864,000 | 1,314,000 | 1,464,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 39,000 |
| Net income | 446,000 | 843,000 | 1,282,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,935,000 | 11,202,000 | 11,461,000 | 11,453,000 |
| Total capital | 12,081,000 | — | — | — |
| Risk-weighted assets | 95,695,000 | — | — | — |