Call reports 2022
STATE BANK OF TABLE ROCK — 2022
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 128,130,000 | 127,267,000 | 124,077,000 | 127,826,000 |
| Total loans | 84,765,000 | 87,062,000 | 90,068,000 | 97,457,000 |
| Allowance for loan losses | 1,065,000 | 1,063,000 | 1,067,000 | 1,144,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,800,000 | 2,800,000 | 2,800,000 | 2,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,152,000 | 97,041,000 | 93,526,000 | 87,498,000 |
| Interest-bearing deposits | 75,314,000 | 71,537,000 | 71,506,000 | 66,170,000 |
| Noninterest-bearing deposits | 22,838,000 | 25,504,000 | 22,020,000 | 21,328,000 |
| Equity capital | 10,107,000 | 10,279,000 | 10,534,000 | 10,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,110,000 | 3,320,000 | 4,634,000 |
| Interest expense | 193,000 | 365,000 | 529,000 | 745,000 |
| Net interest income | 829,000 | 1,745,000 | 2,791,000 | 3,889,000 |
| Noninterest income | 66,000 | 134,000 | 198,000 | 257,000 |
| Noninterest expense | 712,000 | 1,430,000 | 2,156,000 | 3,059,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 88,000 |
| Pretax income | 182,000 | 444,000 | 818,000 | 992,000 |
| Income tax | 6,000 | 16,000 | 30,000 | 39,000 |
| Net income | 176,000 | 428,000 | 788,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,107,000 | 10,279,000 | 10,534,000 | 10,594,000 |
| Total capital | 11,172,000 | 11,342,000 | 11,601,000 | 11,738,000 |
| Risk-weighted assets | 85,091,000 | 87,276,000 | 90,923,000 | 97,713,000 |