Call reports 2020
STATE BANK OF TABLE ROCK — 2020
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 98,410,000 | 105,370,000 | 107,740,000 | 111,022,000 |
| Total loans | 75,870,000 | 80,025,000 | 80,265,000 | 83,211,000 |
| Allowance for loan losses | 928,000 | 959,000 | 964,000 | 961,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,555,000 | 1,665,000 | 1,905,000 | 1,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,761,000 | 78,214,000 | 80,556,000 | 81,794,000 |
| Interest-bearing deposits | 59,762,000 | 62,486,000 | 64,425,000 | 65,580,000 |
| Noninterest-bearing deposits | 11,999,000 | 15,728,000 | 16,131,000 | 16,214,000 |
| Equity capital | 8,121,000 | 8,300,000 | 8,363,000 | 8,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,354,000 | 3,407,000 | 4,464,000 |
| Interest expense | 319,000 | 630,000 | 941,000 | 1,240,000 |
| Net interest income | 843,000 | 1,724,000 | 2,466,000 | 3,224,000 |
| Noninterest income | 70,000 | 139,000 | 199,000 | 280,000 |
| Noninterest expense | 693,000 | 1,427,000 | 2,154,000 | 2,882,000 |
| Provision for loan losses | 20,000 | 50,000 | 60,000 | 60,000 |
| Pretax income | 200,000 | 386,000 | 451,000 | 562,000 |
| Income tax | 7,000 | 14,000 | 16,000 | 19,000 |
| Net income | 193,000 | 372,000 | 435,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,121,000 | 8,300,000 | 8,363,000 | 8,971,000 |
| Total capital | 9,045,000 | — | — | — |
| Risk-weighted assets | 73,902,000 | — | — | — |