Call reports 2019
STATE BANK OF TABLE ROCK — 2019
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,970,000 | 92,160,000 | 93,668,000 | 95,783,000 |
| Total loans | 66,465,000 | 68,670,000 | 69,951,000 | 73,393,000 |
| Allowance for loan losses | 864,000 | 865,000 | 880,000 | 907,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,544,000 | 1,594,000 | 1,593,000 | 1,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,371,000 | 66,597,000 | 68,366,000 | 70,755,000 |
| Interest-bearing deposits | 53,685,000 | 54,524,000 | 56,185,000 | 58,220,000 |
| Noninterest-bearing deposits | 10,685,000 | 12,072,000 | 12,181,000 | 12,535,000 |
| Equity capital | 7,452,000 | 7,641,000 | 7,786,000 | 7,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,160,000 | 3,259,000 | 4,385,000 |
| Interest expense | 272,000 | 572,000 | 889,000 | 1,211,000 |
| Net interest income | 782,000 | 1,588,000 | 2,370,000 | 3,174,000 |
| Noninterest income | 77,000 | 156,000 | 228,000 | 315,000 |
| Noninterest expense | 663,000 | 1,351,000 | 2,043,000 | 2,765,000 |
| Provision for loan losses | 30,000 | 30,000 | 40,000 | 60,000 |
| Pretax income | 166,000 | 363,000 | 515,000 | 664,000 |
| Income tax | 4,000 | 12,000 | 19,000 | 26,000 |
| Net income | 162,000 | 351,000 | 496,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,452,000 | 7,641,000 | 7,786,000 | 7,928,000 |
| Total capital | 8,298,000 | 8,490,000 | 8,662,000 | 8,835,000 |
| Risk-weighted assets | 67,700,000 | 67,896,000 | 70,061,000 | 73,450,000 |