Call reports 2016
STATE BANK OF TABLE ROCK — 2016
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 67,690,000 | 69,321,000 | 71,725,000 | 76,586,000 |
| Total loans | 55,830,000 | 57,729,000 | 60,067,000 | 62,261,000 |
| Allowance for loan losses | 537,000 | 566,000 | 585,000 | 575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,235,000 | 2,234,000 | 1,763,000 | 1,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,029,000 | 47,368,000 | 48,262,000 | 52,275,000 |
| Interest-bearing deposits | 37,278,000 | 37,476,000 | 37,932,000 | 41,252,000 |
| Noninterest-bearing deposits | 9,751,000 | 9,892,000 | 10,330,000 | 11,024,000 |
| Equity capital | 5,482,000 | 5,571,000 | 6,184,000 | 6,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,519,000 | 2,318,000 | 3,137,000 |
| Interest expense | 141,000 | 294,000 | 467,000 | 641,000 |
| Net interest income | 611,000 | 1,225,000 | 1,851,000 | 2,496,000 |
| Noninterest income | 79,000 | 152,000 | 233,000 | 310,000 |
| Noninterest expense | 551,000 | 1,083,000 | 1,627,000 | 2,211,000 |
| Provision for loan losses | 11,000 | 41,000 | 66,000 | 128,000 |
| Pretax income | 128,000 | 253,000 | 391,000 | 467,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 20,000 |
| Net income | 124,000 | 244,000 | 377,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,482,000 | 5,571,000 | 6,184,000 | 6,254,000 |
| Total capital | 6,019,000 | 6,137,000 | 6,769,000 | 6,829,000 |
| Risk-weighted assets | 53,831,000 | 55,609,000 | 56,818,000 | 58,963,000 |