Call reports 2015
STATE BANK OF TABLE ROCK — 2015
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,296,000 | 62,414,000 | 67,154,000 | 65,130,000 |
| Total loans | 48,787,000 | 50,367,000 | 49,770,000 | 52,286,000 |
| Allowance for loan losses | 511,000 | 494,000 | 502,000 | 514,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,793,000 | 2,228,000 | 2,228,000 | 2,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,717,000 | 44,154,000 | 47,875,000 | 46,040,000 |
| Interest-bearing deposits | 35,152,000 | 35,244,000 | 36,274,000 | 36,905,000 |
| Noninterest-bearing deposits | 9,564,000 | 8,910,000 | 11,600,000 | 9,135,000 |
| Equity capital | 5,095,000 | 5,196,000 | 5,279,000 | 5,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,292,000 | 1,971,000 | 2,671,000 |
| Interest expense | 116,000 | 241,000 | 374,000 | 515,000 |
| Net interest income | 509,000 | 1,051,000 | 1,597,000 | 2,156,000 |
| Noninterest income | 74,000 | 158,000 | 245,000 | 317,000 |
| Noninterest expense | 459,000 | 955,000 | 1,462,000 | 1,954,000 |
| Provision for loan losses | 20,000 | 25,000 | 25,000 | 43,000 |
| Pretax income | 104,000 | 229,000 | 355,000 | 476,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 100,000 | 221,000 | 342,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,095,000 | 5,196,000 | 5,279,000 | 5,396,000 |
| Total capital | 5,606,000 | 5,690,000 | 5,781,000 | 5,910,000 |
| Risk-weighted assets | 49,509,000 | 49,672,000 | 48,461,000 | 50,786,000 |