Call reports 2013
STATE BANK OF TABLE ROCK — 2013
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,095,000 | 56,330,000 | 57,629,000 | 60,477,000 |
| Total loans | 39,152,000 | 41,682,000 | 42,262,000 | 45,098,000 |
| Allowance for loan losses | 443,000 | 456,000 | 348,000 | 446,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,145,000 | 1,302,000 | 1,301,000 | 1,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,127,000 | 40,056,000 | 40,827,000 | 40,360,000 |
| Interest-bearing deposits | 29,529,000 | 30,742,000 | 30,998,000 | 30,268,000 |
| Noninterest-bearing deposits | 8,598,000 | 9,314,000 | 9,830,000 | 10,092,000 |
| Equity capital | 4,459,000 | 4,447,000 | 4,708,000 | 4,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,145,000 | 1,729,000 | 2,350,000 |
| Interest expense | 109,000 | 219,000 | 329,000 | 437,000 |
| Net interest income | 461,000 | 926,000 | 1,400,000 | 1,913,000 |
| Noninterest income | 56,000 | 134,000 | 218,000 | 301,000 |
| Noninterest expense | 408,000 | 826,000 | 1,292,000 | 1,762,000 |
| Provision for loan losses | 4,000 | 20,000 | 35,000 | 85,000 |
| Pretax income | 105,000 | 214,000 | 291,000 | 367,000 |
| Income tax | 3,000 | 8,000 | 11,000 | 15,000 |
| Net income | 102,000 | 206,000 | 280,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,459,000 | 4,447,000 | 4,708,000 | 4,779,000 |
| Total capital | 4,902,000 | 4,903,000 | 5,056,000 | 5,225,000 |
| Risk-weighted assets | 38,580,000 | 41,438,000 | 42,199,000 | 44,204,000 |