Call reports 2012
STATE BANK OF TABLE ROCK — 2012
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,582,000 | 51,881,000 | 51,880,000 | 53,794,000 |
| Total loans | 35,490,000 | 35,099,000 | 35,493,000 | 40,319,000 |
| Allowance for loan losses | 510,000 | 456,000 | 458,000 | 438,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 380,000 | 884,000 | 884,000 | 809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,221,000 | 39,939,000 | 39,843,000 | 39,215,000 |
| Interest-bearing deposits | 30,180,000 | 31,399,000 | 30,392,000 | 29,641,000 |
| Noninterest-bearing deposits | 7,042,000 | 8,540,000 | 9,450,000 | 9,574,000 |
| Equity capital | 4,234,000 | 4,240,000 | 4,298,000 | 4,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,141,000 | 1,707,000 | 2,278,000 |
| Interest expense | 127,000 | 235,000 | 343,000 | 449,000 |
| Net interest income | 454,000 | 906,000 | 1,364,000 | 1,829,000 |
| Noninterest income | 73,000 | 145,000 | 218,000 | 290,000 |
| Noninterest expense | 426,000 | 858,000 | 1,298,000 | 1,734,000 |
| Provision for loan losses | 40,000 | 53,000 | 53,000 | 61,000 |
| Pretax income | 61,000 | 140,000 | 231,000 | 324,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 12,000 |
| Net income | 59,000 | 135,000 | 223,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,234,000 | 4,240,000 | 4,298,000 | 4,357,000 |
| Total capital | 4,659,000 | 4,667,000 | 4,732,000 | 4,795,000 |
| Risk-weighted assets | 33,881,000 | 34,133,000 | 34,692,000 | 39,114,000 |