Call reports 2011
STATE BANK OF TABLE ROCK — 2011
What STATE BANK OF TABLE ROCK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,269,000 | 50,598,000 | 49,473,000 | 50,371,000 |
| Total loans | 38,238,000 | 36,973,000 | 35,614,000 | 38,728,000 |
| Allowance for loan losses | 597,000 | 489,000 | 472,000 | 467,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 380,000 | 380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,499,000 | 39,774,000 | 38,700,000 | 37,337,000 |
| Interest-bearing deposits | 34,325,000 | 33,289,000 | 32,629,000 | 31,005,000 |
| Noninterest-bearing deposits | 6,174,000 | 6,485,000 | 6,071,000 | 6,333,000 |
| Equity capital | 3,941,000 | 4,025,000 | 4,093,000 | 4,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,269,000 | 1,876,000 | 2,486,000 |
| Interest expense | 184,000 | 355,000 | 515,000 | 658,000 |
| Net interest income | 462,000 | 914,000 | 1,361,000 | 1,828,000 |
| Noninterest income | 83,000 | 166,000 | 260,000 | 354,000 |
| Noninterest expense | 447,000 | 893,000 | 1,359,000 | 1,834,000 |
| Provision for loan losses | 126,000 | 131,000 | 136,000 | 136,000 |
| Pretax income | -28,000 | 56,000 | 126,000 | 212,000 |
| Income tax | 2,000 | 2,000 | 4,000 | 8,000 |
| Net income | -30,000 | 54,000 | 122,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,941,000 | 4,025,000 | 4,093,000 | 4,175,000 |
| Total capital | 4,359,000 | 4,439,000 | 4,485,000 | 4,622,000 |
| Risk-weighted assets | 33,226,000 | 33,043,000 | 31,270,000 | 35,724,000 |