Call reports 2013
MISSION COMMUNITY BANK — 2013
What MISSION COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 431,164,000 | 444,938,000 | 439,166,000 | 432,406,000 |
| Total loans | 244,064,000 | 249,869,000 | 276,597,000 | 291,774,000 |
| Allowance for loan losses | 4,237,000 | 4,232,000 | 4,397,000 | 4,383,000 |
| Securities available for sale | 142,918,000 | 149,941,000 | 107,918,000 | 77,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,907,000 | 402,188,000 | 392,076,000 | 384,609,000 |
| Interest-bearing deposits | 263,675,000 | 267,225,000 | 254,753,000 | 241,639,000 |
| Noninterest-bearing deposits | 124,231,000 | 134,963,000 | 137,323,000 | 142,970,000 |
| Equity capital | 41,489,000 | 37,859,000 | 38,772,000 | 39,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,689,000 | 9,132,000 | 14,241,000 | 18,699,000 |
| Interest expense | 167,000 | 337,000 | 512,000 | 676,000 |
| Net interest income | 4,522,000 | 8,795,000 | 13,729,000 | 18,023,000 |
| Noninterest income | 433,000 | 939,000 | 1,753,000 | 2,709,000 |
| Noninterest expense | 4,298,000 | 8,549,000 | 12,780,000 | 16,953,000 |
| Provision for loan losses | 100,000 | 100,000 | 310,000 | 310,000 |
| Pretax income | 710,000 | 1,259,000 | 1,045,000 | 1,556,000 |
| Income tax | 14,000 | 31,000 | 26,000 | 62,000 |
| Net income | 696,000 | 1,228,000 | 1,019,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,637,000 | 38,290,000 | 38,195,000 | 38,786,000 |
| Total capital | 41,456,000 | 42,159,000 | 42,303,000 | 43,016,000 |
| Risk-weighted assets | 304,645,000 | 308,709,000 | 327,873,000 | 337,789,000 |