Call reports 2012
MISSION COMMUNITY BANK — 2012
What MISSION COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 449,115,000 | 452,296,000 | 438,238,000 | 432,650,000 |
| Total loans | 220,273,000 | 219,374,000 | 233,536,000 | 243,807,000 |
| Allowance for loan losses | 3,562,000 | 3,781,000 | 4,100,000 | 4,242,000 |
| Securities available for sale | 128,622,000 | 171,472,000 | 147,066,000 | 127,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,069,000 | 409,893,000 | 390,567,000 | 389,441,000 |
| Interest-bearing deposits | 292,230,000 | 283,214,000 | 264,035,000 | 258,126,000 |
| Noninterest-bearing deposits | 113,839,000 | 126,679,000 | 126,532,000 | 131,315,000 |
| Equity capital | 38,746,000 | 40,437,000 | 41,344,000 | 41,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,943,000 | 9,988,000 | 14,473,000 | 18,889,000 |
| Interest expense | 328,000 | 595,000 | 816,000 | 1,000,000 |
| Net interest income | 4,615,000 | 9,393,000 | 13,657,000 | 17,889,000 |
| Noninterest income | 369,000 | 843,000 | 1,199,000 | 2,111,000 |
| Noninterest expense | 4,615,000 | 9,343,000 | 13,406,000 | 17,845,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 975,000 |
| Pretax income | 145,000 | 970,000 | 1,709,000 | 2,296,000 |
| Income tax | 0 | 2,000 | 2,000 | 65,000 |
| Net income | 145,000 | 968,000 | 1,707,000 | 2,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,685,000 | 35,325,000 | 36,178,000 | 36,820,000 |
| Total capital | 37,018,000 | 38,778,000 | 39,809,000 | 40,544,000 |
| Risk-weighted assets | 265,995,000 | 275,494,000 | 289,633,000 | 297,027,000 |