Call reports 2020
FIRST STATE BANK OF BLOOMINGTON — 2020
What FIRST STATE BANK OF BLOOMINGTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 125,817,000 | 139,076,000 | 142,501,000 | 146,212,000 |
| Total loans | 80,988,000 | 90,125,000 | 86,984,000 | 84,190,000 |
| Allowance for loan losses | 1,157,000 | 1,224,000 | 1,193,000 | 1,413,000 |
| Securities available for sale | 26,233,000 | 25,416,000 | 25,808,000 | 25,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,799,000 | 122,052,000 | 125,182,000 | 129,363,000 |
| Interest-bearing deposits | 72,850,000 | 75,639,000 | 78,188,000 | 78,159,000 |
| Noninterest-bearing deposits | 40,949,000 | 46,413,000 | 46,994,000 | 51,204,000 |
| Equity capital | 11,660,000 | 12,447,000 | 12,792,000 | 12,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,337,000 | 3,463,000 | 4,537,000 |
| Interest expense | 112,000 | 200,000 | 275,000 | 338,000 |
| Net interest income | 1,034,000 | 2,137,000 | 3,188,000 | 4,199,000 |
| Noninterest income | 425,000 | 937,000 | 1,482,000 | 2,013,000 |
| Noninterest expense | 1,046,000 | 2,096,000 | 3,168,000 | 4,483,000 |
| Provision for loan losses | 0 | 120,000 | 120,000 | 375,000 |
| Pretax income | 413,000 | 858,000 | 1,382,000 | 1,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 413,000 | 858,000 | 1,382,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,008,000 | 11,111,000 | 11,442,000 | 11,071,000 |
| Total capital | 11,980,000 | 12,055,000 | 12,385,000 | 12,019,000 |
| Risk-weighted assets | 77,599,000 | 75,319,000 | 75,204,000 | 75,417,000 |