Call reports 2015
FIRST STATE BANK OF BLOOMINGTON — 2015
What FIRST STATE BANK OF BLOOMINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,445,000 | 113,860,000 | 111,239,000 | 110,965,000 |
| Total loans | 74,281,000 | 75,539,000 | 79,271,000 | 80,234,000 |
| Allowance for loan losses | 642,000 | 702,000 | 762,000 | 820,000 |
| Securities available for sale | 22,530,000 | 25,294,000 | 23,339,000 | 22,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,479,000 | 93,971,000 | 90,927,000 | 91,050,000 |
| Interest-bearing deposits | 66,560,000 | 63,140,000 | 63,100,000 | 61,492,000 |
| Noninterest-bearing deposits | 27,919,000 | 30,831,000 | 27,827,000 | 29,558,000 |
| Equity capital | 9,823,000 | 9,979,000 | 10,341,000 | 10,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,005,000 | 3,068,000 | 4,257,000 |
| Interest expense | 73,000 | 127,000 | 179,000 | 229,000 |
| Net interest income | 921,000 | 1,878,000 | 2,889,000 | 4,028,000 |
| Noninterest income | 309,000 | 606,000 | 915,000 | 1,286,000 |
| Noninterest expense | 927,000 | 1,852,000 | 2,815,000 | 3,768,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 243,000 | 512,000 | 809,000 | 1,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 512,000 | 809,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,890,000 | 9,160,000 | 9,461,000 | 9,661,000 |
| Total capital | 9,532,000 | 9,862,000 | 10,223,000 | 10,481,000 |
| Risk-weighted assets | 70,851,000 | 73,238,000 | 73,751,000 | 75,123,000 |