Call reports 2013
FIRST STATE BANK OF BLOOMINGTON — 2013
What FIRST STATE BANK OF BLOOMINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,919,000 | 104,726,000 | 108,772,000 | 108,169,000 |
| Total loans | 66,271,000 | 67,713,000 | 74,357,000 | 69,583,000 |
| Allowance for loan losses | 62,000 | 309,000 | 351,000 | 324,000 |
| Securities available for sale | 24,351,000 | 27,400,000 | 25,437,000 | 24,785,000 |
| Securities held to maturity | 233,000 | 232,000 | 231,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,010,000 | 92,481,000 | 97,854,000 | 96,997,000 |
| Interest-bearing deposits | 74,717,000 | 71,521,000 | 75,597,000 | 72,140,000 |
| Noninterest-bearing deposits | 21,293,000 | 20,960,000 | 22,257,000 | 24,857,000 |
| Equity capital | 8,165,000 | 8,268,000 | 8,257,000 | 8,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,224,000 | 3,199,000 | 4,200,000 |
| Interest expense | 139,000 | 272,000 | 409,000 | 542,000 |
| Net interest income | 887,000 | 1,952,000 | 2,790,000 | 3,658,000 |
| Noninterest income | 369,000 | 749,000 | 1,069,000 | 1,378,000 |
| Noninterest expense | 921,000 | 1,832,000 | 2,764,000 | 3,721,000 |
| Provision for loan losses | 60,000 | 307,000 | 367,000 | 341,000 |
| Pretax income | 275,000 | 562,000 | 728,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 562,000 | 728,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,972,000 | 8,028,000 | 8,040,000 | 8,026,000 |
| Total capital | 8,034,000 | 8,337,000 | 8,391,000 | 8,350,000 |
| Risk-weighted assets | 67,943,000 | 68,483,000 | 73,952,000 | 69,845,000 |