Call reports 2012
FIRST STATE BANK OF BLOOMINGTON — 2012
What FIRST STATE BANK OF BLOOMINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,508,000 | 97,397,000 | 101,996,000 | 102,006,000 |
| Total loans | 67,467,000 | 69,470,000 | 72,647,000 | 66,778,000 |
| Allowance for loan losses | 1,142,000 | 833,000 | 896,000 | 0 |
| Securities available for sale | 21,426,000 | 20,899,000 | 20,274,000 | 21,406,000 |
| Securities held to maturity | 239,000 | 237,000 | 235,000 | 234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,557,000 | 87,631,000 | 90,063,000 | 91,180,000 |
| Interest-bearing deposits | 68,222,000 | 68,485,000 | 68,982,000 | 69,910,000 |
| Noninterest-bearing deposits | 19,335,000 | 19,146,000 | 21,081,000 | 21,270,000 |
| Equity capital | 9,078,000 | 8,997,000 | 9,259,000 | 7,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,070,000 | 3,119,000 | 4,153,000 |
| Interest expense | 151,000 | 299,000 | 445,000 | 592,000 |
| Net interest income | 906,000 | 1,771,000 | 2,674,000 | 3,561,000 |
| Noninterest income | 306,000 | 653,000 | 1,019,000 | 1,451,000 |
| Noninterest expense | 855,000 | 1,708,000 | 2,528,000 | 3,454,000 |
| Provision for loan losses | 40,000 | 80,000 | 147,000 | 235,000 |
| Pretax income | 317,000 | 636,000 | 1,018,000 | 2,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 636,000 | 1,018,000 | 2,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,965,000 | 7,889,000 | 8,146,000 | 7,692,000 |
| Total capital | 8,823,000 | 8,722,000 | 9,042,000 | 7,692,000 |
| Risk-weighted assets | 67,864,000 | 68,796,000 | 71,472,000 | 66,244,000 |