Call reports 2024
BMO BANK NATIONAL ASSOCIATION — 2024
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 264,643,189,000 | 261,999,062,000 | 264,330,347,000 | 263,653,406,000 |
| Total loans | 147,587,758,000 | 148,664,037,000 | 147,393,059,000 | 148,265,549,000 |
| Allowance for loan losses | 2,071,030,000 | 2,314,054,000 | 2,141,580,000 | 2,212,399,000 |
| Securities available for sale | 54,334,501,000 | 55,542,846,000 | 61,120,449,000 | 56,842,614,000 |
| Securities held to maturity | 8,029,922,000 | 7,592,087,000 | 7,105,272,000 | 6,650,852,000 |
| Trading assets | 107,426,000 | 265,036,000 | 213,080,000 | 138,977,000 |
| Total deposits | 207,987,820,000 | 206,803,226,000 | 209,730,248,000 | 210,560,441,000 |
| Interest-bearing deposits | 160,983,822,000 | 160,195,100,000 | 166,151,548,000 | 166,043,613,000 |
| Noninterest-bearing deposits | 47,003,998,000 | 46,608,126,000 | 43,578,700,000 | 44,516,828,000 |
| Equity capital | 33,215,525,000 | 33,221,070,000 | 35,439,987,000 | 34,697,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,390,858,000 | 6,806,061,000 | 10,245,462,000 | 13,707,502,000 |
| Interest expense | 1,586,070,000 | 3,208,814,000 | 4,883,614,000 | 6,492,227,000 |
| Net interest income | 1,804,788,000 | 3,597,247,000 | 5,361,848,000 | 7,215,275,000 |
| Noninterest income | 365,518,000 | 703,683,000 | 1,097,599,000 | 1,437,078,000 |
| Noninterest expense | 1,285,312,000 | 2,516,210,000 | 2,860,110,000 | 4,077,666,000 |
| Provision for loan losses | -1,587,000 | 369,332,000 | 550,475,000 | 729,605,000 |
| Pretax income | 916,464,000 | 1,452,644,000 | 3,124,043,000 | 3,915,662,000 |
| Income tax | 231,180,000 | 395,795,000 | 807,951,000 | 989,617,000 |
| Net income | 682,897,000 | 1,051,980,000 | 2,310,102,000 | 2,917,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,024,291,000 | 24,092,781,000 | 25,182,910,000 | 25,439,539,000 |
| Total capital | 26,743,718,000 | 27,014,571,000 | 27,958,339,000 | 28,293,664,000 |
| Risk-weighted assets | 194,769,934,000 | 193,955,593,000 | 190,869,338,000 | 191,722,446,000 |