Call reports 2023
BMO BANK NATIONAL ASSOCIATION — 2023
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 265,534,183,000 | 263,430,065,000 | 260,885,233,000 | 265,689,963,000 |
| Total loans | 158,215,323,000 | 156,637,108,000 | 155,136,152,000 | 148,375,245,000 |
| Allowance for loan losses | 1,983,009,000 | 2,250,316,000 | 2,303,273,000 | 2,213,109,000 |
| Securities available for sale | 58,468,832,000 | 55,959,052,000 | 53,474,326,000 | 54,906,448,000 |
| Securities held to maturity | 2,278,073,000 | 2,154,105,000 | 2,070,608,000 | 8,327,837,000 |
| Trading assets | 182,854,000 | 588,601,000 | 120,164,000 | 141,395,000 |
| Total deposits | 207,950,105,000 | 202,237,154,000 | 201,163,192,000 | 206,601,880,000 |
| Interest-bearing deposits | 151,315,245,000 | 149,059,209,000 | 152,194,740,000 | 158,415,867,000 |
| Noninterest-bearing deposits | 56,634,860,000 | 53,177,945,000 | 48,968,452,000 | 48,186,013,000 |
| Equity capital | 32,273,228,000 | 32,062,273,000 | 31,588,223,000 | 32,976,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,706,457,000 | 5,989,781,000 | 9,387,284,000 | 12,798,076,000 |
| Interest expense | 989,039,000 | 2,251,557,000 | 3,676,386,000 | 5,223,043,000 |
| Net interest income | 1,717,418,000 | 3,738,224,000 | 5,710,898,000 | 7,575,033,000 |
| Noninterest income | 352,711,000 | 714,604,000 | 1,064,201,000 | 1,222,386,000 |
| Noninterest expense | 1,582,993,000 | 3,242,107,000 | 5,052,098,000 | 6,904,510,000 |
| Provision for loan losses | 936,599,000 | 1,248,747,000 | 1,362,373,000 | 1,457,313,000 |
| Pretax income | -563,215,000 | -147,642,000 | 274,020,000 | 349,243,000 |
| Income tax | -175,818,000 | -70,079,000 | 34,410,000 | 49,075,000 |
| Net income | -387,999,000 | -81,030,000 | 233,004,000 | 290,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,816,649,000 | 23,111,497,000 | 23,403,187,000 | 23,375,708,000 |
| Total capital | 25,343,218,000 | 25,920,064,000 | 26,316,201,000 | 26,207,692,000 |
| Risk-weighted assets | 206,066,321,000 | 203,828,725,000 | 202,893,643,000 | 196,807,200,000 |