Call reports 2022
BMO BANK NATIONAL ASSOCIATION — 2022
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 166,508,665,000 | 163,203,086,000 | 164,820,337,000 | 176,980,258,000 |
| Total loans | 89,375,648,000 | 93,966,211,000 | 99,833,442,000 | 100,834,757,000 |
| Allowance for loan losses | 809,127,000 | 779,823,000 | 836,553,000 | 846,977,000 |
| Securities available for sale | 43,454,987,000 | 40,881,490,000 | 40,523,598,000 | 42,582,518,000 |
| Securities held to maturity | 2,767,601,000 | 2,640,180,000 | 2,476,862,000 | 2,355,244,000 |
| Trading assets | 782,720,000 | 427,105,000 | 45,752,000 | 117,159,000 |
| Total deposits | 136,816,294,000 | 133,328,752,000 | 136,300,302,000 | 142,016,082,000 |
| Interest-bearing deposits | 94,079,587,000 | 91,760,741,000 | 97,085,252,000 | 106,304,607,000 |
| Noninterest-bearing deposits | 42,736,707,000 | 41,568,011,000 | 39,215,050,000 | 35,711,475,000 |
| Equity capital | 15,657,675,000 | 15,400,777,000 | 14,452,351,000 | 18,540,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 940,491,000 | 2,024,568,000 | 3,428,693,000 | 5,233,138,000 |
| Interest expense | 76,930,000 | 199,720,000 | 508,998,000 | 1,133,410,000 |
| Net interest income | 863,561,000 | 1,824,848,000 | 2,919,695,000 | 4,099,728,000 |
| Noninterest income | 302,650,000 | 594,105,000 | 863,052,000 | 1,114,167,000 |
| Noninterest expense | 685,358,000 | 1,411,873,000 | 2,253,196,000 | 4,006,225,000 |
| Provision for loan losses | -66,593,000 | -96,914,000 | -32,730,000 | -17,644,000 |
| Pretax income | 557,966,000 | 1,175,010,000 | 1,650,381,000 | 1,326,218,000 |
| Income tax | 136,019,000 | 287,155,000 | 401,231,000 | 304,636,000 |
| Net income | 421,947,000 | 887,855,000 | 1,249,150,000 | 1,021,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,292,102,000 | 14,659,609,000 | 14,918,366,000 | 18,996,587,000 |
| Total capital | 15,737,425,000 | 16,070,609,000 | 16,405,653,000 | 20,505,758,000 |
| Risk-weighted assets | 120,851,426,000 | 127,286,606,000 | 134,651,677,000 | 137,171,661,000 |