Call reports 2021
BMO BANK NATIONAL ASSOCIATION — 2021
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 159,208,335,000 | 159,838,645,000 | 166,195,578,000 | 166,652,719,000 |
| Total loans | 85,773,704,000 | 83,200,425,000 | 82,560,351,000 | 87,862,896,000 |
| Allowance for loan losses | 1,126,535,000 | 934,304,000 | 841,544,000 | 884,991,000 |
| Securities available for sale | 31,233,719,000 | 34,489,937,000 | 35,206,230,000 | 39,805,126,000 |
| Securities held to maturity | 3,587,628,000 | 3,334,014,000 | 3,122,541,000 | 2,913,039,000 |
| Trading assets | 316,326,000 | 438,732,000 | 266,128,000 | 374,367,000 |
| Total deposits | 134,020,172,000 | 134,298,392,000 | 139,123,423,000 | 137,817,391,000 |
| Interest-bearing deposits | 95,710,368,000 | 94,168,431,000 | 96,696,505,000 | 96,134,939,000 |
| Noninterest-bearing deposits | 38,309,804,000 | 40,129,961,000 | 42,426,918,000 | 41,682,452,000 |
| Equity capital | 18,140,703,000 | 18,468,466,000 | 18,485,748,000 | 16,854,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 944,126,000 | 1,878,566,000 | 2,793,933,000 | 3,726,127,000 |
| Interest expense | 100,122,000 | 183,612,000 | 258,192,000 | 343,023,000 |
| Net interest income | 844,004,000 | 1,694,954,000 | 2,535,741,000 | 3,383,104,000 |
| Noninterest income | 283,532,000 | 573,819,000 | 885,449,000 | 1,213,096,000 |
| Noninterest expense | 620,113,000 | 1,257,518,000 | 1,920,530,000 | 2,642,973,000 |
| Provision for loan losses | -48,671,000 | -193,644,000 | -268,936,000 | -228,854,000 |
| Pretax income | 561,521,000 | 1,270,823,000 | 1,868,888,000 | 2,304,985,000 |
| Income tax | 137,679,000 | 313,903,000 | 458,210,000 | 548,067,000 |
| Net income | 423,842,000 | 956,920,000 | 1,410,678,000 | 1,756,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,697,865,000 | 15,029,517,000 | 15,223,538,000 | 13,953,946,000 |
| Total capital | 16,600,887,000 | 16,614,828,000 | 16,696,837,000 | 15,482,431,000 |
| Risk-weighted assets | 112,438,160,000 | 111,949,904,000 | 112,486,786,000 | 118,652,511,000 |