Call reports 2020
BMO BANK NATIONAL ASSOCIATION — 2020
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,168,865,000 | 153,457,156,000 | 151,532,887,000 | 153,847,049,000 |
| Total loans | 92,620,400,000 | 89,211,328,000 | 86,366,002,000 | 87,372,530,000 |
| Allowance for loan losses | 933,271,000 | 1,093,759,000 | 1,230,051,000 | 1,188,203,000 |
| Securities available for sale | 22,389,520,000 | 25,246,018,000 | 28,018,901,000 | 31,135,835,000 |
| Securities held to maturity | 4,703,780,000 | 4,458,224,000 | 4,140,822,000 | 3,835,171,000 |
| Trading assets | 754,450,000 | 479,316,000 | 441,677,000 | 524,189,000 |
| Total deposits | 117,024,635,000 | 128,818,862,000 | 126,012,708,000 | 128,932,707,000 |
| Interest-bearing deposits | 89,005,028,000 | 97,755,009,000 | 93,974,351,000 | 94,980,177,000 |
| Noninterest-bearing deposits | 28,019,607,000 | 31,063,853,000 | 32,038,357,000 | 33,952,530,000 |
| Equity capital | 17,454,894,000 | 17,695,266,000 | 17,871,512,000 | 18,116,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,111,118,000 | 2,117,546,000 | 3,091,222,000 | 4,057,448,000 |
| Interest expense | 290,617,000 | 480,992,000 | 625,536,000 | 741,377,000 |
| Net interest income | 820,501,000 | 1,636,554,000 | 2,465,686,000 | 3,316,071,000 |
| Noninterest income | 241,638,000 | 516,212,000 | 772,873,000 | 1,040,461,000 |
| Noninterest expense | 664,945,000 | 1,343,188,000 | 1,986,402,000 | 2,622,291,000 |
| Provision for loan losses | 190,062,000 | 390,040,000 | 570,006,000 | 581,991,000 |
| Pretax income | 211,141,000 | 442,882,000 | 716,465,000 | 1,198,386,000 |
| Income tax | 45,157,000 | 95,022,000 | 155,767,000 | 271,205,000 |
| Net income | 165,984,000 | 347,860,000 | 560,698,000 | 927,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,399,385,000 | 13,645,972,000 | 13,867,209,000 | 14,258,427,000 |
| Total capital | 14,839,762,000 | 15,291,702,000 | 15,863,327,000 | 16,223,482,000 |
| Risk-weighted assets | 119,982,346,000 | 112,489,896,000 | 111,887,408,000 | 114,636,709,000 |