Call reports 2019
BMO BANK NATIONAL ASSOCIATION — 2019
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 122,895,214,000 | 129,575,217,000 | 138,843,929,000 | 137,588,093,000 |
| Total loans | 82,526,828,000 | 86,444,911,000 | 88,066,297,000 | 87,716,821,000 |
| Allowance for loan losses | 728,016,000 | 775,669,000 | 755,005,000 | 832,527,000 |
| Securities available for sale | 13,435,586,000 | 14,024,149,000 | 13,996,577,000 | 16,354,975,000 |
| Securities held to maturity | 4,765,460,000 | 5,256,774,000 | 5,177,581,000 | 4,918,950,000 |
| Trading assets | 664,687,000 | 562,192,000 | 598,271,000 | 441,109,000 |
| Total deposits | 96,068,156,000 | 101,014,596,000 | 105,369,232,000 | 111,048,543,000 |
| Interest-bearing deposits | 72,230,516,000 | 74,552,543,000 | 78,308,258,000 | 82,042,516,000 |
| Noninterest-bearing deposits | 23,837,640,000 | 26,462,053,000 | 27,060,974,000 | 29,006,027,000 |
| Equity capital | 16,264,567,000 | 16,562,277,000 | 16,735,817,000 | 16,664,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,135,127,000 | 2,331,609,000 | 3,535,499,000 | 4,725,076,000 |
| Interest expense | 312,256,000 | 661,156,000 | 1,022,432,000 | 1,367,278,000 |
| Net interest income | 822,871,000 | 1,670,453,000 | 2,513,067,000 | 3,357,798,000 |
| Noninterest income | 244,965,000 | 519,732,000 | 818,253,000 | 1,102,780,000 |
| Noninterest expense | 671,880,000 | 1,324,637,000 | 1,993,322,000 | 2,749,205,000 |
| Provision for loan losses | -3,047,000 | 66,516,000 | 92,562,000 | 199,151,000 |
| Pretax income | 411,130,000 | 829,901,000 | 1,286,137,000 | 1,573,103,000 |
| Income tax | 96,082,000 | 196,971,000 | 306,035,000 | 364,385,000 |
| Net income | 315,048,000 | 632,930,000 | 980,102,000 | 1,208,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,814,329,000 | 12,982,738,000 | 13,164,602,000 | 13,291,820,000 |
| Total capital | 14,071,358,000 | 14,284,136,000 | 14,438,036,000 | 14,638,450,000 |
| Risk-weighted assets | 109,451,682,000 | 114,002,180,000 | 116,668,179,000 | 117,220,374,000 |