Call reports 2018
BMO BANK NATIONAL ASSOCIATION — 2018
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 111,889,682,000 | 113,232,773,000 | 119,082,536,000 | 123,147,670,000 |
| Total loans | 72,245,349,000 | 75,074,974,000 | 76,430,286,000 | 80,877,215,000 |
| Allowance for loan losses | 665,405,000 | 668,929,000 | 686,923,000 | 715,345,000 |
| Securities available for sale | 13,132,567,000 | 14,090,155,000 | 13,706,156,000 | 13,917,377,000 |
| Securities held to maturity | 3,984,642,000 | 3,865,294,000 | 3,701,557,000 | 4,055,728,000 |
| Trading assets | 641,603,000 | 564,232,000 | 738,822,000 | 667,153,000 |
| Total deposits | 82,947,794,000 | 83,574,888,000 | 89,032,681,000 | 97,022,767,000 |
| Interest-bearing deposits | 56,005,068,000 | 59,148,200,000 | 64,593,600,000 | 70,805,629,000 |
| Noninterest-bearing deposits | 26,942,726,000 | 24,426,688,000 | 24,439,081,000 | 26,217,138,000 |
| Equity capital | 15,491,205,000 | 15,616,023,000 | 15,732,516,000 | 16,184,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 865,517,000 | 1,820,480,000 | 2,835,091,000 | 3,947,264,000 |
| Interest expense | 144,986,000 | 332,197,000 | 563,907,000 | 860,888,000 |
| Net interest income | 720,531,000 | 1,488,283,000 | 2,271,184,000 | 3,086,376,000 |
| Noninterest income | 261,911,000 | 528,321,000 | 787,311,000 | 1,060,525,000 |
| Noninterest expense | 664,805,000 | 1,370,488,000 | 2,041,420,000 | 2,720,583,000 |
| Provision for loan losses | 40,890,000 | 68,064,000 | 100,838,000 | 139,320,000 |
| Pretax income | 277,026,000 | 597,072,000 | 943,738,000 | 1,321,887,000 |
| Income tax | 63,801,000 | 138,441,000 | 212,965,000 | 270,721,000 |
| Net income | 213,225,000 | 458,631,000 | 730,773,000 | 1,051,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,084,168,000 | 12,337,050,000 | 12,551,321,000 | 12,815,224,000 |
| Total capital | 13,237,525,000 | 13,497,672,000 | 13,736,747,000 | 14,045,225,000 |
| Risk-weighted assets | 94,699,457,000 | 98,457,037,000 | 100,404,823,000 | 107,150,295,000 |