Call reports 2016
BMO BANK NATIONAL ASSOCIATION — 2016
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,397,312,000 | 107,492,162,000 | 106,682,933,000 | 106,169,829,000 |
| Total loans | 65,939,040,000 | 66,341,825,000 | 66,274,182,000 | 64,568,785,000 |
| Allowance for loan losses | 683,412,000 | 679,090,000 | 674,377,000 | 648,592,000 |
| Securities available for sale | 13,278,218,000 | 13,735,409,000 | 14,109,386,000 | 14,382,831,000 |
| Securities held to maturity | 2,536,412,000 | 2,828,133,000 | 2,916,871,000 | 2,902,247,000 |
| Trading assets | 627,321,000 | 635,159,000 | 660,469,000 | 722,714,000 |
| Total deposits | 81,708,248,000 | 82,315,416,000 | 83,532,457,000 | 79,772,038,000 |
| Interest-bearing deposits | 49,254,047,000 | 48,918,074,000 | 51,739,139,000 | 48,202,939,000 |
| Noninterest-bearing deposits | 32,454,201,000 | 33,397,342,000 | 31,793,318,000 | 31,569,099,000 |
| Equity capital | 15,786,826,000 | 15,957,263,000 | 15,315,678,000 | 15,222,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 713,224,000 | 1,429,960,000 | 2,138,913,000 | 2,877,095,000 |
| Interest expense | 65,176,000 | 134,189,000 | 208,172,000 | 284,647,000 |
| Net interest income | 648,048,000 | 1,295,771,000 | 1,930,741,000 | 2,592,448,000 |
| Noninterest income | 265,130,000 | 551,243,000 | 847,872,000 | 1,088,019,000 |
| Noninterest expense | 670,761,000 | 1,331,896,000 | 1,997,656,000 | 2,676,377,000 |
| Provision for loan losses | 45,437,000 | 66,186,000 | 91,367,000 | 122,483,000 |
| Pretax income | 197,072,000 | 449,634,000 | 690,307,000 | 879,231,000 |
| Income tax | 51,329,000 | 128,453,000 | 202,177,000 | 232,031,000 |
| Net income | 145,743,000 | 321,181,000 | 488,130,000 | 647,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,561,463,000 | 11,739,350,000 | 11,224,119,000 | 11,379,960,000 |
| Total capital | 12,328,698,000 | 12,600,726,000 | 12,374,931,000 | 12,524,744,000 |
| Risk-weighted assets | 84,803,968,000 | 86,916,343,000 | 87,882,472,000 | 86,539,773,000 |