Call reports 2015
BMO BANK NATIONAL ASSOCIATION — 2015
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,890,462,000 | 98,951,729,000 | 105,690,563,000 | 104,121,677,000 |
| Total loans | 54,622,761,000 | 54,702,182,000 | 55,964,726,000 | 64,296,013,000 |
| Allowance for loan losses | 754,776,000 | 768,492,000 | 704,439,000 | 660,163,000 |
| Securities available for sale | 12,662,352,000 | 12,994,881,000 | 12,478,245,000 | 12,487,214,000 |
| Securities held to maturity | 3,087,194,000 | 2,938,471,000 | 2,780,301,000 | 2,651,376,000 |
| Trading assets | 530,642,000 | 526,280,000 | 478,629,000 | 585,205,000 |
| Total deposits | 75,675,279,000 | 77,449,451,000 | 83,448,705,000 | 82,075,587,000 |
| Interest-bearing deposits | 45,360,046,000 | 44,723,929,000 | 45,683,001,000 | 50,644,195,000 |
| Noninterest-bearing deposits | 30,315,233,000 | 32,725,522,000 | 37,765,704,000 | 31,431,392,000 |
| Equity capital | 15,288,818,000 | 15,305,234,000 | 15,508,981,000 | 15,577,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 560,647,000 | 1,108,900,000 | 1,672,210,000 | 2,323,587,000 |
| Interest expense | 38,077,000 | 75,484,000 | 112,465,000 | 160,602,000 |
| Net interest income | 522,570,000 | 1,033,416,000 | 1,559,745,000 | 2,162,985,000 |
| Noninterest income | 214,582,000 | 454,086,000 | 747,847,000 | 1,035,208,000 |
| Noninterest expense | 626,637,000 | 1,238,555,000 | 1,840,670,000 | 2,486,227,000 |
| Provision for loan losses | 8,767,000 | 51,068,000 | 41,805,000 | 28,989,000 |
| Pretax income | 105,278,000 | 211,342,000 | 438,640,000 | 697,726,000 |
| Income tax | 21,419,000 | 43,916,000 | 115,872,000 | 185,646,000 |
| Net income | 83,859,000 | 167,426,000 | 322,768,000 | 512,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,378,770,000 | 11,466,755,000 | 11,590,257,000 | 11,454,500,000 |
| Total capital | 12,310,678,000 | 12,371,309,000 | 12,426,668,000 | 12,251,982,000 |
| Risk-weighted assets | 72,195,206,000 | 72,675,327,000 | 73,950,487,000 | 83,311,488,000 |