Call reports 2014
BMO BANK NATIONAL ASSOCIATION — 2014
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 94,223,422,000 | 93,147,307,000 | 98,480,578,000 | 97,496,905,000 |
| Total loans | 53,664,853,000 | 54,669,907,000 | 54,861,508,000 | 54,479,461,000 |
| Allowance for loan losses | 788,502,000 | 774,683,000 | 803,757,000 | 769,838,000 |
| Securities available for sale | 15,048,314,000 | 14,554,259,000 | 12,158,357,000 | 12,103,051,000 |
| Securities held to maturity | 2,490,887,000 | 3,480,643,000 | 3,337,590,000 | 3,211,638,000 |
| Trading assets | 619,099,000 | 518,249,000 | 481,106,000 | 554,793,000 |
| Total deposits | 73,162,674,000 | 72,630,098,000 | 78,022,477,000 | 76,498,134,000 |
| Interest-bearing deposits | 43,078,064,000 | 45,296,876,000 | 46,163,842,000 | 45,394,676,000 |
| Noninterest-bearing deposits | 30,084,610,000 | 27,333,222,000 | 31,858,635,000 | 31,103,458,000 |
| Equity capital | 14,886,779,000 | 15,057,709,000 | 15,107,542,000 | 15,186,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 628,094,000 | 1,267,224,000 | 1,849,868,000 | 2,483,974,000 |
| Interest expense | 36,936,000 | 74,656,000 | 113,685,000 | 153,275,000 |
| Net interest income | 591,158,000 | 1,192,568,000 | 1,736,183,000 | 2,330,699,000 |
| Noninterest income | 238,850,000 | 506,677,000 | 727,940,000 | 951,437,000 |
| Noninterest expense | 576,806,000 | 1,193,072,000 | 1,843,253,000 | 2,521,179,000 |
| Provision for loan losses | 94,405,000 | 150,946,000 | 205,242,000 | 206,246,000 |
| Pretax income | 161,517,000 | 358,945,000 | 423,402,000 | 563,853,000 |
| Income tax | 41,095,000 | 95,706,000 | 100,439,000 | 129,173,000 |
| Net income | 120,422,000 | 263,239,000 | 322,963,000 | 434,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,016,393,000 | 10,257,197,000 | 10,369,878,000 | 10,575,152,000 |
| Total capital | 11,028,368,000 | 11,219,573,000 | 11,331,304,000 | 11,541,072,000 |
| Risk-weighted assets | 66,058,419,000 | 68,471,753,000 | 68,399,490,000 | 68,839,354,000 |