Call reports 2013
BMO BANK NATIONAL ASSOCIATION — 2013
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 98,724,706,000 | 90,414,316,000 | 90,835,347,000 | 91,286,152,000 |
| Total loans | 50,154,754,000 | 50,972,518,000 | 50,337,092,000 | 52,173,448,000 |
| Allowance for loan losses | 793,938,000 | 751,688,000 | 751,306,000 | 752,320,000 |
| Securities available for sale | 15,974,915,000 | 15,688,968,000 | 16,034,999,000 | 15,969,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 555,747,000 |
| Trading assets | 605,068,000 | 585,183,000 | 650,678,000 | 710,291,000 |
| Total deposits | 78,128,692,000 | 69,751,575,000 | 69,994,143,000 | 70,249,206,000 |
| Interest-bearing deposits | 45,796,411,000 | 43,530,626,000 | 42,668,906,000 | 43,589,019,000 |
| Noninterest-bearing deposits | 32,332,281,000 | 26,220,949,000 | 27,325,237,000 | 26,660,187,000 |
| Equity capital | 14,303,847,000 | 14,395,467,000 | 14,493,593,000 | 14,752,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 673,378,000 | 1,358,803,000 | 2,030,799,000 | 2,740,324,000 |
| Interest expense | 48,861,000 | 93,752,000 | 134,821,000 | 173,932,000 |
| Net interest income | 624,517,000 | 1,265,051,000 | 1,895,978,000 | 2,566,392,000 |
| Noninterest income | 248,583,000 | 533,354,000 | 780,096,000 | 1,017,874,000 |
| Noninterest expense | 678,912,000 | 1,320,463,000 | 1,995,001,000 | 2,600,540,000 |
| Provision for loan losses | 131,023,000 | 193,468,000 | 292,792,000 | 316,183,000 |
| Pretax income | 69,103,000 | 290,608,000 | 398,076,000 | 678,997,000 |
| Income tax | 9,685,000 | 79,287,000 | 106,916,000 | 188,516,000 |
| Net income | 54,809,000 | 205,175,000 | 285,014,000 | 484,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,467,254,000 | 9,405,584,000 | 9,561,462,000 | 9,870,597,000 |
| Total capital | 10,578,083,000 | 10,421,339,000 | 10,581,910,000 | 10,909,236,000 |
| Risk-weighted assets | 62,117,489,000 | 62,642,896,000 | 63,109,810,000 | 64,669,422,000 |