Call reports 2012
BMO BANK NATIONAL ASSOCIATION — 2012
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,826,410,000 | 92,222,481,000 | 91,324,978,000 | 95,264,963,000 |
| Total loans | 50,743,454,000 | 50,152,862,000 | 49,304,907,000 | 51,303,168,000 |
| Allowance for loan losses | 823,572,000 | 738,113,000 | 703,648,000 | 760,075,000 |
| Securities available for sale | 13,175,525,000 | 14,629,667,000 | 15,789,451,000 | 15,439,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,099,429,000 | 1,128,937,000 | 1,152,165,000 | 1,042,006,000 |
| Total deposits | 72,832,207,000 | 70,104,971,000 | 70,653,899,000 | 74,700,064,000 |
| Interest-bearing deposits | 50,167,414,000 | 46,705,848,000 | 45,315,722,000 | 46,038,997,000 |
| Noninterest-bearing deposits | 22,664,793,000 | 23,399,123,000 | 25,338,177,000 | 28,661,067,000 |
| Equity capital | 13,778,513,000 | 13,969,243,000 | 14,257,676,000 | 14,251,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 812,309,000 | 1,668,232,000 | 2,433,236,000 | 3,165,773,000 |
| Interest expense | 82,311,000 | 155,564,000 | 222,293,000 | 275,454,000 |
| Net interest income | 729,998,000 | 1,512,668,000 | 2,210,943,000 | 2,890,319,000 |
| Noninterest income | 230,637,000 | 448,532,000 | 853,594,000 | 1,131,482,000 |
| Noninterest expense | 651,310,000 | 1,319,532,000 | 2,187,345,000 | 2,922,776,000 |
| Provision for loan losses | 190,597,000 | 269,264,000 | 440,203,000 | 590,362,000 |
| Pretax income | 146,384,000 | 404,821,000 | 472,481,000 | 547,076,000 |
| Income tax | 41,132,000 | 119,482,000 | 126,814,000 | 124,457,000 |
| Net income | 100,531,000 | 275,992,000 | 331,711,000 | 404,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,908,394,000 | 9,087,700,000 | 9,414,653,000 | 9,490,101,000 |
| Total capital | 10,302,937,000 | 10,425,026,000 | 10,549,907,000 | 10,663,112,000 |
| Risk-weighted assets | 61,301,932,000 | 61,265,247,000 | 60,414,860,000 | 63,519,691,000 |