Call reports 2010
BMO BANK NATIONAL ASSOCIATION — 2010
What BMO BANK NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,395,792,000 | 44,942,523,000 | 45,722,304,000 | 50,026,360,000 |
| Total loans | 22,135,526,000 | 22,756,805,000 | 22,804,183,000 | 22,402,580,000 |
| Allowance for loan losses | 693,686,000 | 701,490,000 | 674,004,000 | 706,101,000 |
| Securities available for sale | 5,127,868,000 | 5,496,483,000 | 5,780,145,000 | 5,674,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,367,868,000 | 1,207,521,000 | 1,298,628,000 | 1,161,940,000 |
| Total deposits | 29,149,550,000 | 29,999,759,000 | 30,866,345,000 | 32,225,874,000 |
| Interest-bearing deposits | 19,559,425,000 | 21,724,858,000 | 21,690,912,000 | 23,021,378,000 |
| Noninterest-bearing deposits | 9,590,125,000 | 8,274,901,000 | 9,175,433,000 | 9,204,496,000 |
| Equity capital | 4,104,408,000 | 5,011,138,000 | 5,022,935,000 | 4,982,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 293,741,000 | 609,029,000 | 906,741,000 | 1,188,619,000 |
| Interest expense | 79,707,000 | 159,026,000 | 237,403,000 | 310,039,000 |
| Net interest income | 214,034,000 | 450,003,000 | 669,338,000 | 878,580,000 |
| Noninterest income | 149,776,000 | 303,972,000 | 444,284,000 | 578,942,000 |
| Noninterest expense | 264,697,000 | 560,046,000 | 884,240,000 | 1,178,428,000 |
| Provision for loan losses | 91,727,000 | 183,746,000 | 219,574,000 | 312,741,000 |
| Pretax income | 9,060,000 | 12,499,000 | 10,505,000 | -32,015,000 |
| Income tax | -4,159,000 | -12,818,000 | -23,888,000 | -50,563,000 |
| Net income | 8,610,000 | 16,098,000 | 20,565,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,668,055,000 | 4,483,581,000 | 4,461,810,000 | 4,422,319,000 |
| Total capital | 4,228,458,000 | 5,017,971,000 | 4,995,067,000 | 4,945,364,000 |
| Risk-weighted assets | 29,196,375,000 | 28,509,285,000 | 28,488,389,000 | 27,671,296,000 |