Call reports 2024
HNB FIRST BANK — 2024
What HNB FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 230,113,000 | 230,323,000 | 233,595,000 | 240,389,000 |
| Total loans | 155,753,000 | 164,575,000 | 168,777,000 | 168,753,000 |
| Allowance for loan losses | 1,781,000 | 1,814,000 | 1,832,000 | 1,872,000 |
| Securities available for sale | 18,419,000 | 17,722,000 | 19,229,000 | 17,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,661,000 | 206,920,000 | 208,596,000 | 215,091,000 |
| Interest-bearing deposits | 159,985,000 | 156,543,000 | 163,330,000 | 166,871,000 |
| Noninterest-bearing deposits | 47,676,000 | 50,377,000 | 45,266,000 | 48,220,000 |
| Equity capital | 20,081,000 | 20,929,000 | 22,229,000 | 21,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,200,000 | 6,593,000 | 10,053,000 | 13,604,000 |
| Interest expense | 1,013,000 | 2,106,000 | 3,239,000 | 4,440,000 |
| Net interest income | 2,187,000 | 4,487,000 | 6,814,000 | 9,164,000 |
| Noninterest income | 437,000 | 860,000 | 1,279,000 | 2,008,000 |
| Noninterest expense | 2,079,000 | 3,801,000 | 5,533,000 | 7,419,000 |
| Provision for loan losses | 31,000 | 62,000 | 93,000 | 212,000 |
| Pretax income | 503,000 | 1,473,000 | 2,456,000 | 3,530,000 |
| Income tax | 32,000 | 50,000 | 77,000 | 121,000 |
| Net income | 471,000 | 1,423,000 | 2,379,000 | 3,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,960,000 | 22,732,000 | 23,509,000 | 23,518,000 |