Call reports 2023
HNB FIRST BANK — 2023
What HNB FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 205,354,000 | 213,681,000 | 219,299,000 | 230,131,000 |
| Total loans | 150,198,000 | 148,310,000 | 153,274,000 | 152,835,000 |
| Allowance for loan losses | 1,650,000 | 1,653,000 | 1,722,000 | 1,752,000 |
| Securities available for sale | 19,012,000 | 18,633,000 | 17,868,000 | 18,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,332,000 | 191,786,000 | 196,911,000 | 207,039,000 |
| Interest-bearing deposits | 135,488,000 | 142,961,000 | 146,713,000 | 156,068,000 |
| Noninterest-bearing deposits | 48,845,000 | 48,826,000 | 50,197,000 | 50,970,000 |
| Equity capital | 19,108,000 | 19,684,000 | 19,959,000 | 19,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,439,000 | 5,096,000 | 8,044,000 | 11,219,000 |
| Interest expense | 404,000 | 1,009,000 | 1,818,000 | 2,757,000 |
| Net interest income | 2,035,000 | 4,087,000 | 6,226,000 | 8,462,000 |
| Noninterest income | 404,000 | 780,000 | 1,162,000 | 1,575,000 |
| Noninterest expense | 1,399,000 | 2,892,000 | 4,339,000 | 6,708,000 |
| Provision for loan losses | 0 | 0 | 69,000 | 94,000 |
| Pretax income | 1,040,000 | 1,975,000 | 2,974,000 | 3,229,000 |
| Income tax | 46,000 | 97,000 | 142,000 | 161,000 |
| Net income | 994,000 | 1,878,000 | 2,832,000 | 3,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,975,000 | 21,680,000 | 22,453,000 | 21,669,000 |
| Total capital | 22,667,000 | 23,375,000 | — | — |
| Risk-weighted assets | 176,817,000 | 171,215,000 | — | — |