Call reports 2022
HNB FIRST BANK — 2022
What HNB FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 211,840,000 | 215,547,000 | 210,125,000 | 217,343,000 |
| Total loans | 136,173,000 | 139,717,000 | 147,955,000 | 146,186,000 |
| Allowance for loan losses | 1,586,000 | 1,591,000 | 1,596,000 | 1,692,000 |
| Securities available for sale | 17,485,000 | 20,535,000 | 19,274,000 | 19,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,182,000 | 196,290,000 | 191,025,000 | 197,836,000 |
| Interest-bearing deposits | 147,613,000 | 147,588,000 | 140,307,000 | 146,592,000 |
| Noninterest-bearing deposits | 44,569,000 | 48,703,000 | 50,718,000 | 51,245,000 |
| Equity capital | 17,907,000 | 17,818,000 | 17,509,000 | 18,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,634,000 | 5,722,000 | 8,126,000 |
| Interest expense | 229,000 | 438,000 | 661,000 | 911,000 |
| Net interest income | 1,503,000 | 3,196,000 | 5,061,000 | 7,215,000 |
| Noninterest income | 394,000 | 804,000 | 1,237,000 | 1,602,000 |
| Noninterest expense | 1,393,000 | 2,762,000 | 4,250,000 | 5,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 504,000 | 1,238,000 | 2,048,000 | 3,157,000 |
| Income tax | 27,000 | 54,000 | 86,000 | 152,000 |
| Net income | 477,000 | 1,184,000 | 1,962,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,937,000 | 19,463,000 | 20,060,000 | 20,204,000 |
| Total capital | 20,523,000 | 21,054,000 | 21,656,000 | 21,896,000 |
| Risk-weighted assets | 149,176,000 | 154,634,000 | 166,131,000 | 171,188,000 |