Call reports 2021
HNB FIRST BANK — 2021
What HNB FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 198,036,000 | 209,470,000 | 206,569,000 | 221,144,000 |
| Total loans | 135,473,000 | 139,523,000 | 138,956,000 | 138,297,000 |
| Allowance for loan losses | 1,420,000 | 1,433,000 | 1,419,000 | 1,583,000 |
| Securities available for sale | 18,359,000 | 17,983,000 | 17,987,000 | 16,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,632,000 | 187,999,000 | 185,422,000 | 200,081,000 |
| Interest-bearing deposits | 138,578,000 | 146,114,000 | 145,001,000 | 150,274,000 |
| Noninterest-bearing deposits | 39,054,000 | 41,885,000 | 40,421,000 | 49,808,000 |
| Equity capital | 18,108,000 | 18,489,000 | 19,167,000 | 18,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,769,000 | 3,561,000 | 5,609,000 | 7,321,000 |
| Interest expense | 355,000 | 712,000 | 1,037,000 | 1,299,000 |
| Net interest income | 1,414,000 | 2,849,000 | 4,572,000 | 6,022,000 |
| Noninterest income | 970,000 | 1,322,000 | 1,767,000 | 2,150,000 |
| Noninterest expense | 1,199,000 | 2,381,000 | 3,630,000 | 4,970,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,188,000 | 1,804,000 | 2,723,000 | 3,116,000 |
| Income tax | 57,000 | 84,000 | 133,000 | 149,000 |
| Net income | 1,131,000 | 1,720,000 | 2,590,000 | 2,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,063,000 | 18,470,000 | 19,162,000 | 18,639,000 |
| Total capital | 19,483,000 | 19,903,000 | 20,581,000 | 20,222,000 |
| Risk-weighted assets | 129,678,000 | 133,947,000 | 146,495,000 | 146,534,000 |