Call reports 2020
HNB FIRST BANK — 2020
What HNB FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 159,575,000 | 179,303,000 | 180,997,000 | 191,763,000 |
| Total loans | 118,167,000 | 137,183,000 | 139,467,000 | 129,643,000 |
| Allowance for loan losses | 1,430,000 | 1,436,000 | 1,456,000 | 1,454,000 |
| Securities available for sale | 16,164,000 | 16,221,000 | 15,262,000 | 15,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,991,000 | 154,125,000 | 160,509,000 | 171,855,000 |
| Interest-bearing deposits | 116,401,000 | 121,832,000 | 127,084,000 | 133,890,000 |
| Noninterest-bearing deposits | 24,590,000 | 32,293,000 | 33,425,000 | 37,965,000 |
| Equity capital | 16,503,000 | 17,000,000 | 17,324,000 | 17,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,409,000 | 5,170,000 | 7,081,000 |
| Interest expense | 374,000 | 760,000 | 1,120,000 | 1,486,000 |
| Net interest income | 1,335,000 | 2,649,000 | 4,050,000 | 5,595,000 |
| Noninterest income | 384,000 | 717,000 | 1,078,000 | 1,462,000 |
| Noninterest expense | 1,101,000 | 2,264,000 | 3,458,000 | 4,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 626,000 | 1,190,000 | 1,793,000 | 2,602,000 |
| Income tax | 27,000 | 64,000 | 91,000 | 136,000 |
| Net income | 599,000 | 1,126,000 | 1,702,000 | 2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,384,000 | 16,732,000 | 17,127,000 | 17,111,000 |
| Total capital | 17,814,000 | 18,168,000 | 18,583,000 | 18,565,000 |
| Risk-weighted assets | 121,484,000 | 124,707,000 | 127,404,000 | 126,527,000 |