Call reports 2019
HNB FIRST BANK — 2019
What HNB FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,805,000 | 154,466,000 | 157,698,000 | 163,632,000 |
| Total loans | 105,192,000 | 111,424,000 | 115,794,000 | 116,085,000 |
| Allowance for loan losses | 1,191,000 | 1,198,000 | 1,201,000 | 1,439,000 |
| Securities available for sale | 15,829,000 | 15,303,000 | 16,226,000 | 16,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,727,000 | 136,718,000 | 139,271,000 | 145,132,000 |
| Interest-bearing deposits | 108,667,000 | 112,790,000 | 114,988,000 | 119,470,000 |
| Noninterest-bearing deposits | 25,060,000 | 23,928,000 | 24,283,000 | 25,662,000 |
| Equity capital | 15,204,000 | 15,822,000 | 16,260,000 | 15,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,377,000 | 5,172,000 | 6,931,000 |
| Interest expense | 266,000 | 574,000 | 921,000 | 1,293,000 |
| Net interest income | 1,383,000 | 2,803,000 | 4,251,000 | 5,638,000 |
| Noninterest income | 321,000 | 646,000 | 976,000 | 1,521,000 |
| Noninterest expense | 1,142,000 | 2,235,000 | 3,344,000 | 4,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 237,000 |
| Pretax income | 561,000 | 1,213,000 | 1,898,000 | 2,369,000 |
| Income tax | 27,000 | 53,000 | 81,000 | 115,000 |
| Net income | 534,000 | 1,160,000 | 1,817,000 | 2,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,325,000 | 15,771,000 | 16,248,000 | 15,965,000 |
| Total capital | 16,516,000 | 16,969,000 | 17,449,000 | 17,404,000 |
| Risk-weighted assets | 109,306,000 | 114,057,000 | 121,461,000 | 122,061,000 |