Call reports 2018
HNB FIRST BANK — 2018
What HNB FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,824,000 | 132,827,000 | 146,258,000 | 149,451,000 |
| Total loans | 93,406,000 | 98,744,000 | 104,959,000 | 102,250,000 |
| Allowance for loan losses | 1,174,000 | 1,176,000 | 1,178,000 | 1,185,000 |
| Securities available for sale | 16,148,000 | 14,757,000 | 14,539,000 | 14,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,162,000 | 116,788,000 | 129,596,000 | 132,448,000 |
| Interest-bearing deposits | 92,630,000 | 94,348,000 | 107,051,000 | 108,569,000 |
| Noninterest-bearing deposits | 22,532,000 | 22,440,000 | 22,545,000 | 23,879,000 |
| Equity capital | 13,801,000 | 14,188,000 | 14,660,000 | 14,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,673,000 | 4,204,000 | 5,820,000 |
| Interest expense | 148,000 | 316,000 | 534,000 | 766,000 |
| Net interest income | 1,146,000 | 2,357,000 | 3,670,000 | 5,054,000 |
| Noninterest income | 334,000 | 645,000 | 969,000 | 1,257,000 |
| Noninterest expense | 1,039,000 | 2,041,000 | 3,040,000 | 4,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 954,000 | 1,591,000 | 2,123,000 |
| Income tax | 9,000 | 16,000 | 24,000 | 107,000 |
| Net income | 432,000 | 938,000 | 1,567,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,227,000 | 14,613,000 | 15,122,000 | 14,971,000 |
| Total capital | 15,401,000 | 15,789,000 | 16,300,000 | 16,156,000 |
| Risk-weighted assets | 99,055,000 | 103,336,000 | 109,435,000 | 106,913,000 |