Call reports 2016
HNB FIRST BANK — 2016
What HNB FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,653,000 | 113,843,000 | 119,872,000 | 129,653,000 |
| Total loans | 76,362,000 | 76,707,000 | 76,201,000 | 75,136,000 |
| Allowance for loan losses | 1,171,000 | 1,130,000 | 1,131,000 | 1,176,000 |
| Securities available for sale | 12,058,000 | 11,300,000 | 14,006,000 | 16,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,590,000 | 98,589,000 | 104,435,000 | 114,611,000 |
| Interest-bearing deposits | 79,059,000 | 79,565,000 | 85,557,000 | 91,398,000 |
| Noninterest-bearing deposits | 16,531,000 | 19,024,000 | 18,878,000 | 23,213,000 |
| Equity capital | 13,120,000 | 13,295,000 | 13,369,000 | 13,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,059,000 | 3,086,000 | 4,123,000 |
| Interest expense | 117,000 | 236,000 | 361,000 | 494,000 |
| Net interest income | 919,000 | 1,823,000 | 2,725,000 | 3,629,000 |
| Noninterest income | 308,000 | 604,000 | 941,000 | 1,242,000 |
| Noninterest expense | 934,000 | 1,876,000 | 2,867,000 | 3,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 293,000 | 553,000 | 825,000 | 1,074,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 30,000 |
| Net income | 286,000 | 538,000 | 803,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,075,000 | 13,207,000 | 13,351,000 | 13,353,000 |
| Total capital | 14,103,000 | 14,231,000 | 14,375,000 | 14,381,000 |
| Risk-weighted assets | 82,115,000 | 81,829,000 | 81,851,000 | 82,089,000 |