Call reports 2015
HNB FIRST BANK — 2015
What HNB FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,600,000 | 106,706,000 | 105,533,000 | 109,168,000 |
| Total loans | 69,108,000 | 73,058,000 | 75,904,000 | 72,877,000 |
| Allowance for loan losses | 911,000 | 946,000 | 1,089,000 | 1,175,000 |
| Securities available for sale | 13,620,000 | 13,399,000 | 12,690,000 | 12,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,043,000 | 92,143,000 | 90,657,000 | 94,315,000 |
| Interest-bearing deposits | 74,232,000 | 75,060,000 | 75,550,000 | 77,117,000 |
| Noninterest-bearing deposits | 14,811,000 | 17,083,000 | 15,107,000 | 17,198,000 |
| Equity capital | 12,715,000 | 12,668,000 | 12,905,000 | 12,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,857,000 | 2,869,000 | 3,906,000 |
| Interest expense | 101,000 | 274,000 | 411,000 | 550,000 |
| Net interest income | 759,000 | 1,583,000 | 2,458,000 | 3,356,000 |
| Noninterest income | 245,000 | 511,000 | 764,000 | 994,000 |
| Noninterest expense | 868,000 | 1,759,000 | 2,691,000 | 3,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 338,000 | 598,000 | 830,000 |
| Income tax | -6,000 | 1,000 | 9,000 | 27,000 |
| Net income | 145,000 | 337,000 | 589,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,593,000 | 12,668,000 | 12,905,000 | 12,806,000 |
| Total capital | 13,504,000 | 13,614,000 | 13,920,000 | 13,792,000 |
| Risk-weighted assets | 74,543,000 | 78,563,000 | 81,134,000 | 78,706,000 |