Call reports 2014
HNB FIRST BANK — 2014
What HNB FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,653,000 | 103,078,000 | 101,532,000 | 103,716,000 |
| Total loans | 62,481,000 | 67,008,000 | 68,559,000 | 66,107,000 |
| Allowance for loan losses | 1,089,000 | 1,099,000 | 1,116,000 | 1,127,000 |
| Securities available for sale | 16,336,000 | 16,893,000 | 16,137,000 | 16,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,487,000 | 88,719,000 | 87,094,000 | 89,206,000 |
| Interest-bearing deposits | 73,415,000 | 73,481,000 | 72,577,000 | 72,505,000 |
| Noninterest-bearing deposits | 15,072,000 | 15,238,000 | 14,517,000 | 16,701,000 |
| Equity capital | 12,213,000 | 12,363,000 | 12,451,000 | 12,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,836,000 | 2,777,000 | 3,736,000 |
| Interest expense | 171,000 | 339,000 | 452,000 | 602,000 |
| Net interest income | 729,000 | 1,497,000 | 2,325,000 | 3,134,000 |
| Noninterest income | 277,000 | 525,000 | 807,000 | 1,076,000 |
| Noninterest expense | 825,000 | 1,698,000 | 2,630,000 | 3,641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 326,000 | 504,000 | 571,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 6,000 |
| Net income | 176,000 | 312,000 | 482,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,242,000 | 12,317,000 | 12,488,000 | 12,451,000 |
| Total capital | 13,086,000 | 13,216,000 | 13,416,000 | 13,343,000 |
| Risk-weighted assets | 67,311,000 | 71,686,000 | 74,063,000 | 71,089,000 |