Call reports 2013
HNB FIRST BANK — 2013
What HNB FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,322,000 | 102,866,000 | 101,920,000 | 101,682,000 |
| Total loans | 57,033,000 | 60,090,000 | 60,273,000 | 60,329,000 |
| Allowance for loan losses | 1,060,000 | 1,059,000 | 1,007,000 | 1,074,000 |
| Securities available for sale | 15,150,000 | 13,974,000 | 14,742,000 | 14,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,606,000 | 88,661,000 | 87,411,000 | 87,693,000 |
| Interest-bearing deposits | 74,337,000 | 73,528,000 | 73,242,000 | 73,444,000 |
| Noninterest-bearing deposits | 14,269,000 | 15,133,000 | 14,169,000 | 14,249,000 |
| Equity capital | 12,622,000 | 12,195,000 | 12,439,000 | 12,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,746,000 | 2,655,000 | 3,570,000 |
| Interest expense | 186,000 | 372,000 | 547,000 | 730,000 |
| Net interest income | 722,000 | 1,374,000 | 2,108,000 | 2,840,000 |
| Noninterest income | 260,000 | 476,000 | 700,000 | 945,000 |
| Noninterest expense | 768,000 | 1,579,000 | 2,474,000 | 3,698,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 188,000 | 250,000 | 313,000 | 77,000 |
| Income tax | 7,000 | 15,000 | -4,000 | -24,000 |
| Net income | 181,000 | 235,000 | 317,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,322,000 | 12,320,000 | 12,402,000 | 12,185,000 |
| Total capital | 13,111,000 | 13,126,000 | 13,212,000 | 12,994,000 |
| Risk-weighted assets | 62,827,000 | 64,200,000 | 64,587,000 | 64,491,000 |