Call reports 2012
HNB FIRST BANK — 2012
What HNB FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,702,000 | 110,019,000 | 107,323,000 | 105,675,000 |
| Total loans | 53,723,000 | 52,994,000 | 52,691,000 | 55,266,000 |
| Allowance for loan losses | 1,154,000 | 1,126,000 | 1,084,000 | 1,036,000 |
| Securities available for sale | 24,467,000 | 24,263,000 | 22,258,000 | 18,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,818,000 | 93,043,000 | 90,211,000 | 89,117,000 |
| Interest-bearing deposits | 77,071,000 | 77,565,000 | 76,122,000 | 73,874,000 |
| Noninterest-bearing deposits | 13,747,000 | 15,478,000 | 14,089,000 | 15,243,000 |
| Equity capital | 12,422,000 | 12,567,000 | 12,643,000 | 12,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,007,000 | 2,937,000 | 3,825,000 |
| Interest expense | 229,000 | 442,000 | 644,000 | 834,000 |
| Net interest income | 780,000 | 1,565,000 | 2,293,000 | 2,991,000 |
| Noninterest income | 226,000 | 530,000 | 796,000 | 1,546,000 |
| Noninterest expense | 995,000 | 1,960,000 | 2,888,000 | 4,178,000 |
| Provision for loan losses | 0 | 118,000 | 271,000 | 460,000 |
| Pretax income | 11,000 | 181,000 | 94,000 | 83,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 18,000 |
| Net income | 4,000 | 166,000 | 72,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,081,000 | 12,243,000 | 12,149,000 | 12,141,000 |
| Total capital | 12,912,000 | 13,045,000 | 12,947,000 | 12,916,000 |
| Risk-weighted assets | 66,166,000 | 63,861,000 | 63,589,000 | 61,737,000 |