Call reports 2011
HNB FIRST BANK — 2011
What HNB FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,940,000 | 112,937,000 | 109,599,000 | 108,560,000 |
| Total loans | 64,412,000 | 62,830,000 | 62,232,000 | 56,907,000 |
| Allowance for loan losses | 1,521,000 | 1,542,000 | 1,989,000 | 1,197,000 |
| Securities available for sale | 29,216,000 | 31,947,000 | 29,151,000 | 24,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,730,000 | 92,098,000 | 92,134,000 | 91,710,000 |
| Interest-bearing deposits | 81,844,000 | 80,745,000 | 80,102,000 | 78,619,000 |
| Noninterest-bearing deposits | 10,886,000 | 11,353,000 | 12,032,000 | 13,091,000 |
| Equity capital | 12,469,000 | 13,169,000 | 12,628,000 | 12,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,505,000 | 3,666,000 | 4,811,000 |
| Interest expense | 375,000 | 722,000 | 1,054,000 | 1,244,000 |
| Net interest income | 906,000 | 1,783,000 | 2,612,000 | 3,567,000 |
| Noninterest income | 247,000 | 587,000 | 915,000 | 1,163,000 |
| Noninterest expense | 925,000 | 1,805,000 | 2,987,000 | 4,390,000 |
| Provision for loan losses | 163,000 | 206,000 | 840,000 | 866,000 |
| Pretax income | 65,000 | 377,000 | 10,000 | -216,000 |
| Income tax | 20,000 | 38,000 | 57,000 | -30,000 |
| Net income | 45,000 | 339,000 | -47,000 | -186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,308,000 | 12,602,000 | 12,216,000 | 12,077,000 |
| Total capital | 13,259,000 | 13,537,000 | 13,135,000 | 12,956,000 |
| Risk-weighted assets | 75,531,000 | 74,217,000 | 72,484,000 | 70,031,000 |